Roth Contribution Income Limits 2025. For 2025, to contribute the maximum amount, your modified adjusted gross income (magi) must be less than $150,000 (up from $146,000 last year) if single or less than. Only earned income can be contributed to a roth individual retirement account.
The irs announced the 2025 limits for iras on nov. The limit for annual contributions to roth and traditional individual retirement accounts (iras) for the 2024 and 2025 tax years is $7,000 or $8,000 if you are age 50 or.